What to look for when choosing an event insurance provider

As an organiser of a festival, sporting event, or corporate gathering, your main goal is for everything to run smoothly. Still, it’s smart to think ahead about potential risks. That’s where a reliable event insurance policy comes in – it helps you handle problems when they arise. But how do you know which provider to choose?

You don’t take out event insurance directly with an insurer. Instead, you go through an intermediary who handles everything for you – from expert advice to claim management. And not all intermediaries are the same. In this article, we’ll show you what to look for and why choosing the right partner can save you a lot of stress.

What does an event insurance intermediary do?

A good intermediary – like No Risk – takes care of your event insurance from start to finish. That means:

• Advising you on the coverages that match your event
• Handling all the admin, including policy documents and proof of insurance
• Supporting you through the claims process – from reporting to resolution
• Offering fast, digital service: get quotes and apply in just a few clicks

What should you compare when looking at providers?

Taking out event insurance isn’t something you do every day. That’s why it pays to compare providers and choose someone who truly understands events – and helps you get things right. Are they transparent in how they work? Do they know the ins and outs of event planning? Can you count on quick, clear communication? A good intermediary knows the industry and makes sure you don’t have to worry about a thing.

That’s exactly what No Risk offers. We specialise in event insurance, know the sector inside and out, and understand what can go wrong – and how to prevent or mitigate those risks. You can arrange everything quickly and digitally, with personal support whenever you need it. So you can be confident you're covered.

What’s included in an event insurance policy?

There’s no need to take out separate policies for every risk. A comprehensive event insurance policy covers everything relevant to your event – from liability and damages to cancellation due to bad weather.

A sporting event carries different risks than a conference or multi-day festival, which is why No Risk lets you choose the coverages that suit your event. You do this easily online, tailored to your specific event type. That way, you only get what you actually need – no more, no less.

Don’t forget the fine print

When choosing an event insurance provider, don’t just look at the premium. Terms and conditions vary widely and can have a big impact on what’s covered and how smoothly the claims process goes.

Things to watch out for:

• Exclusions: Some risks may be excluded from standard coverage
• Excess: How much will you need to pay out of pocket if something happens?
• Claims process: Will you get proper support, or are you left to figure it out on your own?

Always read the terms carefully – or get advice from an intermediary who knows what to look out for. That way, you won’t face any unpleasant surprises.

Simple and smart with No Risk

Event insurance shouldn’t be complicated. At No Risk, you can arrange everything online – quickly and hassle-free. Choose your coverages, calculate your premium, and finalise your policy whenever it suits you.

Looking for the best insurance for your event? You’re in the right place with No Risk. Prefer to talk things through first? Get in touch – we’re happy to help.