Media production insurance coverage 

Media production insurance consists of several coverages: 

• Film material
  This cover protects against damage, defects, or loss of film material. This includes negatives, videotapes, audio tapes, and digital devices used to record and store images and audio material. 
• Non-appearance cast/crew
  If key individuals – such as lead actors or the director – fall ill or are unable to work for any reason, additional costs may arise. For example, certain scenes might need to be postponed until they return. This coverage reimburses those extra costs.
  Please note: You must specify which individuals you want covered before filming begins.

• Extra expense 
  If a production is canceled, delayed, or interrupted, this coverage reimburses the costs already incurred and any further costs.

• Production material
  If equipment or property used during production is lost or damaged, the insurer covers its value. This includes cameras, lenses, audio equipment, props, sets, decor, and costumes.
• Third-party property
  If you use third-party equipment or property during production and it gets damaged, lost, or destroyed, this coverage reimburses the cost, including any legal expenses related to the incident.
• Personal accidents

  This cover insures everyone on set against accidents during the production. In the event of death or permanent disability, a benefit is paid. Medical expenses resulting from an accident are also covered.