Protect your musical instrument with instrument insurance
Your instrument is a valuable possession. Buying and maintaining it can be costly, and if you’re a professional musician, your income may even depend on it.
The last thing you want is for something to happen to your instrument. But no matter how careful you are, unexpected things can always occur. Imagine you’re on your way to a gig or music school, and your instrument gets stolen. Or you’re playing with your band for three nights in the same venue, leave your gear there, and the venue catches fire. Or you accidentally drop your instrument.
With the right instrument insurance, you don’t have to worry about these scenarios – your costs will be covered by the insurer.
+9.500
+9.500 polissen vorig jaar
25
25 medewerkers
7
Actief in 7 landen
24/7
24/7 bereikbaar
+15
Ruim 15 jaar ervaring
What does instrument insurance offer?
With instrument insurance, your instrument is insured against damage and theft 24/7. The cover applies not only at home, but also during travel and at other locations. Anywhere in the world.
Protect your beloved instrument – get insured today.

For all musicians
Every musician should consider insuring their instrument. Whether you’re a professional or play as a hobby, having proper insurance means your instrument is always protected.
Orchestras and bands can also take out tailored insurance to cover their entire ensemble in one go.

The insurance covers:
Instrument insurance covers the following things:
- Musical instruments
- Covers, cases, etc.
- Sound equipment such as: loudspeakers, mixing consoles, microphones, amplifiers*
- Lighting gear*
- Computers for editing music*
- Cables, etc.*
* Can only be insured if an instrument is insured, and then up to a maximum of 20% of the insured amount for instruments.
The insurance doesn't cover:
- Gradual value decrease due to weather and other influences.
- Normal wear and tear
- Damage to hairs, strings, drumheads and drumsticks (unless the instrument has also been damaged).
Advantages
- 24/7 cover. At home and on the road.
- Very comprehensive coverage.
- Extremely competitive premiums.
- Rapid claim settlement.
- Your instrument is insured without depreciation.
- You choose the coverage area you need: the Benelux, Europe or the whole world.
- For private and professional use.
- Automatic coverage for appreciation, replacements, newly purchased, rented and borrowed instruments.
- Coverage for temporary replacement instruments during repair and maintenance.

DSV is now No Risk
Many musicians will remember DSV’s instrument insurance. For years, DSV was the go-to provider of instrument insurance in the Netherlands. And we still are – only now we go by the name No Risk.
DSV and No Risk merged in 2024, and are continuing under the No Risk name. So our name has changed, but the product is still the same, as are the employees. Musicians can still count on us for the best instrument insurance!
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